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Visa Cards

Kitsap Credit Union offers fixed low interest rate and variable rate Visa credit cards. All of our credit cards offer a 25-day grace period on purchases and no annual fee! Choose one that's right for you.

Visa Credit Account Loans*
(Effective: January 21, 2010)
  APR** Periodic Rate
Platinum*** 9.90% 0.82500%
 
Gold**** 6.15% 0.51250%
 
Classic 13.00% 1.08333%
 
Standard 17.90% 1.49167%
 
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.
** APR refers to Annual Percentage Rate.
*** $40,000 annual income required for VISA Platinum.
**** $30,000 annual income required for VISA Gold.
  • The VISA Gold rate is adjusted quarterly based on the current Prime Rate listed in the Wall Street Journal on the Friday preceding the statement cycle date plus a margin of 2.9% - No Annual Fee. The maximum rate for this variable rate product is 18%.


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