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Fixed Rate Home Equity Loans

With a KCU Fixed Rate Home Equity Loan, members receive a lump sum at a fixed rate and fixed term based on the available equity in their home. Members can purchase a car, consolidate bills, or even use the funds for home improvements.

  • Fixed rate
  • Up to 180 month terms
  • Up to 80% financing
  • Loans for owner and non-owner occupied
Fixed Rate Home Equity Loans*
(Effective: January 21, 2010)
  APR** Maximum Term
Owner Occupied 6.99% 180
 
Non-Owner Occupied 7.99% 144
 
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.
  • First or second Deed of Trust (DOT)
  • Loan to Value (LTV) up to 80%
  • Maximum Term is in months
** APR refers to the minimum Annual Percentage Rate.