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Share Secured Loans

Need to start building credit? Do it the easy way with a Share Secured Loan from Kitsap Credit Union. We offer competitive dividend rates on accounts with $25 or more. Use your savings as collateral for a loan and you choose your term and payment. Terms up to 144 months. Shares in Savings or Share Certificates continue to earn dividends.

  • Interest Rate on these loans is 2.00% over the Annual Percentage Yield for the share or share certificate product.
  • The maximum term on loans secured by share certificates cannot exceed the maturity date of the certificate.

What would you like to do?

The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.