Vehicle Loans Automobile RV & Boat Motorcycle & ATV Home Loans Home Equity HELOC Real Estate Construction Manufactured Mobile Alternative to Foreclosure Credit Cards Visa Platinum Visa Gold Visa Classic Visa Standard Verified by Visa Reading Your Statement Personal Loans Overdraft Line of Credit Signature Purchase Money Share Secured Member Business Loans Energy Efficiency Loans Energy Loans FAQ Apply Balance Calculators

Vehicle Loan Rates

Kitsap Credit Union offers a variety of vehicle loans at competitive rates.

New Automobile Loans
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
3.99% *	$25,001	84	Apply Now
2.99%	$15,001	72	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. On new untitled vehicles, the Credit Union will finance up to 100% of the purchase price, plus tax, license, and warranty not to exceed $2,000 or 110% of MSRP, whichever is less. Ask us about rates and terms for truck and camper/trailer combination loans. Built in 2009 or later All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate.

• Check Your Credit Report

Used Automobile Loans*
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
3.99% ***	$25,001	84	Apply Now
2.99% ***	$15,001	72	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. Combination loans (trucks and campers/trailers) will be issued at the higher of the two interest rates. All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate. *** Built between 2005-2008

• Check Your Credit Report

New Recreational Vehicle and Boat Loans*
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
6.50%	$50,001+	180	Apply Now
6.50%	$15,001 - $50,000	144	Apply Now
6.00%	Up To $15,000	84	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. 20% or more down, reduce all above rates by 0.50%. On new untitled RVs/Boats, the Credit Union may finance up to 80% of the purchase price, plus tax, license, and warranty not to exceed $2,000. Built in 2009 or later All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate.

• Check Your Credit Report

Used Recreational Vehicle and Boat Loans*
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
6.75%	$50,001+	180	Apply Now
6.75%	$30,001 - $50,000	144	Apply Now
6.75%	$15,001 - $30,000	120	Apply Now
6.25%	Up To $15,000	84	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. Maximum 80% financing of the purchase price plus tax, license, and warranty not to exceed $2,000. 20% or more down, reduce all above rates by 0.50%. Built between 2005-2008 All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate.

• Check Your Credit Report

New Motorcycle, ATV, Snowmobile, PWC Loans*
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
6.50%	$10,001+	72	Apply Now
6.50%	$7,501 - $10,000	60	Apply Now
6.50%	Up To $7,500	48	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. 20% or more down, reduce all above rates by 0.50%. On new untitled motorcycles, ATVs, snowmobiles, and personal watercraft, we will finance up to 80% of the purchase price plus tax, license, and warranty not to exceed $1,500; or on used. Built in 2009 or later All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate.

• Check Your Credit Report

Used Motorcycle, ATV, Snowmobile, PWC Loans*
(Effective: January 3, 2012)
APR**	Loan Amount	Maximum Term
7.75%	$10,001+	60	Apply Now
7.75%	$5,001 - $10,000	48	Apply Now
7.25%	Up To $5,000	36	Apply Now
* The rate for which a borrower qualifies may depend upon the borrower's credit score, term of loan, down payment, and past credit performance. This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. Maximum 80% financing of the purchase price plus tax, license, and warranty not to exceed $1,500. 20% or more down, reduce all above rates by 0.50%. Built between 2005-2008 All Rates Fixed Maximum Term is in months ** APR refers to the minimum Annual Percentage Rate.

• Check Your Credit Report