Kitsap Credit Union offers a variety of vehicle loans at competitive rates.
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New Automobile Loans*
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(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 6.75%
|
$25,001 |
84 |
| |
| 6.25%
|
$15,001 |
72 |
| |
| 6.00%
|
No Maximum |
60 |
| |
| 5.75%
|
No Maximum |
48 |
| |
| 5.50%
|
No Maximum |
36 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
-
On new untitled vehicles, the Credit Union will finance up to 100% of the purchase price, plus
tax, license, and warranty not to exceed $2,000 or 110% of MSRP, whichever is less.
- Combination loans (trucks and campers/trailers) will be issued at the higher of the two interest rates.
- Built in 2006 or later
- All Rates Fixed
- Maximum Term is in months
|
|
**
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APR refers to the minimum Annual Percentage Rate.
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|
|
Used Automobile Loans*
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|
(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 8.00%
*** |
$15,001 |
72 |
| |
| 7.75%
*** |
No Maximum |
60 |
| |
| 7.50%
*** |
No Maximum |
48 |
| |
| 9.00%
**** |
No Maximum |
48 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
- Combination loans (trucks and campers/trailers) will be issued at the higher of the two interest rates.
- All Rates Fixed
- Maximum Term is in months
|
|
**
|
APR refers to the minimum Annual Percentage Rate.
|
|
***
|
Built between 2002 and 2005
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|
****
|
Built in 2001 or earlier
|
|
|
New Recreational Vehicle and Boat Loans*
|
|
(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 7.00%
|
$50,001+
|
180 |
| |
| 7.00%
|
$15,001 - $50,000 |
144 |
| |
| 6.50%
|
Up To $15,000 |
84 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
-
On new untitled RVs/Boats, the Credit Union will finance up to 100% of the purchase
price, plus tax, license, and warranty not to exceed $2,000 or 110% of MSRP, whichever is less.
- Built in 2006 or later
- All Rates Fixed
- Maximum Term is in months
|
|
**
|
APR refers to the minimum Annual Percentage Rate.
|
|
|
Used Recreational Vehicle and Boat Loans*
|
|
(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 7.25%
|
$50,001+
|
180 |
| |
| 7.25%
|
$30,001 - $50,000 |
144 |
| |
| 7.25%
|
$15,001 - $30,000 |
120 |
| |
| 6.75%
|
Up To $15,000 |
84 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
- Built in 2005 or earlier
- All Rates Fixed
- Maximum Term is in months
|
|
**
|
APR refers to the minimum Annual Percentage Rate.
|
|
|
New Motorcycle, ATV, Snowmobile, PWC Loans*
|
|
(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 7.00%
|
$10,001+
|
72 |
| |
| 7.00%
|
$7,501 - $10,000 |
60 |
| |
| 7.00%
|
Up To $7,500 |
48 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
-
On new untitled motorcycles, ATVs, snowmobiles, and personal watercraft, we will finance up to
100% of the purchase price plus tax, license, and warranty not to exceed $1,500; or on used, 100%
of NADA Average Retail, whichever is less.
- Built in 2006 or later
- All Rates Fixed
- Maximum Term is in months
|
|
**
|
APR refers to the minimum Annual Percentage Rate.
|
|
|
Used Motorcycle, ATV, Snowmobile, PWC Loans*
|
|
(Effective: March 9, 2009)
|
|
APR**
|
Loan Amount
|
Maximum Term
|
| 8.25%
|
$10,001+
|
60 |
| |
| 8.25%
|
$5,001 - $10,000 |
48 |
| |
| 8.75%
|
Up To $5,000 |
36 |
| |
|
*
|
The rate for which a borrower qualifies may depend upon the borrower's credit score,
term of loan, down payment, and past credit performance. This rate schedule sets forth
certain conditions, rates, fees and charges applicable to your accounts at the Credit Union
at this time. The Credit Union may offer other rates or amend the rates contained in this
schedule from time to time.
- 20% or more down, reduce all above rates by 0.50 base points.
- Built in 2005 or earlier
- All Rates Fixed
- Maximum Term is in months
|
|
**
|
APR refers to the minimum Annual Percentage Rate.
|
|
