More Than A Home, It’s A Future.
Your house is much more than a home. If you’re like most people, it is also your biggest single investment. A Kitsap Credit Union Home Equity Loan can help you leverage that investment to achieve even more of your life’s goals.
You can use the proceeds of a Home Equity Loan for any worthwhile purpose, such as:
- Home Improvement
- Landscaping
- Debt Consolidation and Reduction
- Yours or a Family Member’s College Education
- Travel
Home Equity Loans provide flexibility with multiple payment options, no-prepayment penalty and the interest may be tax deductible.* Plus, with Kitsap Credit Union you’ll be working with a local lender committed to helping you achieve your dreams.
Applying for a home equity loan is easy. You can apply online, over the phone, or in-person at any of our convenient branch locations.
Benefits of a Kitsap Credit Union Fixed-Rate Home Equity Loan:
- Receive a Lump Sum to Use for Any Worthwhile Purpose
- Fixed Monthly Payment
- Multiple Payment Options
- Interest is Usually Tax Deductible*
- No Pre-Payment Penalties
- Competitive Rates
What is a home equity loan?
A home equity loan is a consumer loan for which your home is pledged as collateral. The amount you can borrow is based on the difference between your home's value and the outstanding balance of all loans (or liens) on the property. Your equity increases as you make payments against the loan balance, and/or as the property value increases.
Subject to credit approval. Other restrictions may apply.
*Consult your tax advisor regarding deductibility of interest.
