A KCU Visa Debit Card looks similar to a credit card but acts like a check because the purchase amount is deducted from your KCU checking account.
Paying with a KCU Visa Debit Card is quicker than making a trip to the ATM, more convenient than writing checks, and safer than carrying cash. However, if you do need a little cash, you can use your debit card to make a purchase and ask for cash back without being charged a fee.
Other advantages of paying with a KCU Visa Debit Card:
- Quicker checkout: swipe, sign, and go. You don’t have to worry about having sufficient cash in hand or writing a check.
- You can use it anywhere Visa Debit Cards are accepted - at millions of merchant locations worldwide.
- No need to use your PIN—just select credit and sign as you would for any Visa Card transaction.
- Simplify your record-keeping—your monthly statement provides you with a detailed record of all your transactions.
- And remember, no matter where you’re shopping, you can feel confident using your Visa Debit Card because we’re always working to keep you safe — providing multiple layers of security. For example, with Visa’s Zero Liability, you’re protected against unauthorized use, so you won’t have to pay for fraudulent purchases you don’t make. *
Speak to a Kitsap Credit Union Financial Services Representative at (360) 662-2000 or (800) 422-5852 or stop by one of our convenient branch locations for more information about the advantages of a KCU Visa Debit Card.
* Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.



