Share Certificates

Invest in a Kitsap Credit Union no-risk, guaranteed high yielding share certificate. Choose from terms of up to five years. Dividends are compounded daily and credited monthly to your certificate account or paid directly to your share or checking account.

Special six-month and one year Future Saver Certificates are also available for members under the age of 21 with low $100 minimum opening balance requirements.

We also offer six-month and one year Jumbo Share Certificates at competitive yields.



Share and IRA Certificates*
(Effective: January 1, 2012)
  Dividend Rate APY**
6 Month 0.2996% 0.30% Open Now
 
1 Year 0.4490% 0.45% Open Now
 
1 Year Bump 0.3992% 0.40% Open Now
 
1 Year Add-on*** 0.3992% 0.40% Open Now
 
18 Month Add-on*** 0.4490% 0.45% Open Now
 
2 Year 0.6976% 0.70% Open Now
 
2 Year Bump 0.5485% 0.55% Open Now
 
2 Year Add-on*** 0.5485% 0.55% Open Now
 
3 Year 0.9950% 1.00% Open Now
 
3 Year Bump 0.7968% 0.80% Open Now
 
4 Year 1.2916% 1.30% Open Now
 
4 Year Bump 1.0445% 1.05% Open Now
 
5 Year 1.7840% 1.80% Open Now
 
5 Year Bump 1.4889% 1.50% Open Now
 
* This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.
  • $500 minimum opening balance.
  • A penalty may be applied for early withdrawal.
  • Early payment penalty may apply.
  • Any odd month certificate not listed above will be issued at the rate of the closest available maturity.
  • Certificates may automatically renew on maturity.
  • All dividends compounded daily and credited monthly.
** APY refers to Annual Percentage Yield.
*** Additional deposits allowed.


Jumbo Share and IRA Certificates*
(Effective: January 1, 2012)
  Div Rate APY**
Mini Jumbo (6 Month)*** 0.4988% 0.50% Open Now
 
Jumbo (1 Year)**** 0.6976% 0.70% Open Now
 
* This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.
  • A penalty may be applied for early withdrawal.
  • Early payment penalty may apply.
  • Certificates may automatically renew on maturity.
  • All dividends compounded daily and credited monthly.
** APY refers to Annual Percentage Yield.
*** $50,000 minimum opening balance.
**** $90,000 minimum opening balance.


Youth Saver Certificates*
(Effective: January 1, 2012)
  Div Rate APY**
6 Month 0.2996% 0.30%
 
1 Year 0.4490% 0.45%
 
* This rate schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time.
  • Additional deposits allowed.
  • $100 minimum opening balance.
  • Must be under age 21 to qualify for purchase.
  • A penalty may be applied for early withdrawal.
  • Early payment penalty may apply.
  • Certificates may automatically renew on maturity.
  • All dividends compounded daily and credited monthly.
** APY refers to Annual Percentage Yield.