Gold Checking

Kitsap Credit Union Membership

At Kitsap Credit Union, we work with a different philosophy. We are owned by our members. And as a financial co-op we make decisions that are best for our members. That is why we have been safe, sound, and secure since 1934.

If you are ready for a financial institution that puts you first, join us!

Open Now


Make The Switch to KCU

  1. Open your checking account
    Apply NOW, call (800) 422-5852, or visit one of our branches.
  2. Switch your direct deposit
    Share KCU's routing number, 325180223, and your new account number to your employer or anyone else that automatically deposits money into your account
  3. Start online
    Enjoy the extra security, organization, and time savings with our free online bill pay and online statements. Watch how to get started video!
  4. Switch your automatic withdrawals
    Share KCU's routing number, 325180223, and your new account number to your billers. Or use your new online bill pay to replace your automatic withdrawals.
  5. Close your Previous Account
    Once your direct deposit begins, your last check clears, and you completed the items above, then close your previous account.

Welcome! You are now a member-owner of Kitsap Credit Union.


What is Gold Checking

A free, high-dividend checking account that rewards you for doing three simple things each month that you're probably doing anyway.

  1. Make 12 (non-ATM) debit card purchases.
  2. Enroll and receive electronic statements.
  3. Set up 1 direct deposit, automatic payment, or have one bill payment post each month.
Why You'll Love Gold Checking
  1. You earn 2.50% APY1on balances up to $10,000.2
  2. Eliminate ATM fees nationwide.3
  3. Enjoy the fast, secure and easy benefits of free online banking.
  4. Best of all, there are no monthly fees and no minimum balance requirements.
You are eligible to join Kitsap Credit Union if you live or work in Washington State. Start earning rewards today.

How to open a new account:



Rewards Checking ® Rate as of January 1, 2012
APY+

2.50%
+ APY refers to Annual Percentage Yield.


1APY refers to Annual Percentage Yield. Minimum to open account is $25.2Reward rate paid on balances between one penny and $10,000, and stated rate paid on the portion of the balances above $10,000 each cycle the qualifications are met.3Up to $25 in ATM fee refunds nationwide each cycle qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning the Base Rate; however, it will not receive ATM fee refunds for that time period. Rates are subject to change. No minimum balance required and no monthly service charge. Available to personal accounts only.