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We Do Things Differently
As a member-owned financial cooperative, our core purpose is to help members achieve more. That’s why we won’t arbitrarily increase your credit card rate. Our Visa Gold card is a variable rate account that is based on the Prime Rate, so you’ll know when your rate is going up or down and why.
Visa Gold Benefits:
- No teaser rate
- No annual fee
- No cash advance fees
- No balance transfer fees
- APR based on Prime Rate
We offer multiple Visa card products and can help you select one that best fits your needs.
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Join Today
Kitsap Credit Union is a not-for-profit, member-owned financial co-op. We will always act in our members’ best interest. When you open an account, you become a member owner and share the benefits. You are eligible if you live or work in Washington State. Visit one of our 17 branches to open your account. |
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1APR refers to annual percentage rate. Minimum annual gross income of $30,000 to be considered for a Visa Gold. Visa Gold transactions are subject to a Variable Rate which is based on the Prime Rate as published in the Money Rates Section of the Wall Street Journal on the Friday preceding the 27th of March, June, September, and December of each year plus our Margin of 2.90%. Increases or decreases in the Interest Rate will cause like increases and decreases in the Finance Charge and will affect the number of Your Scheduled payments. Changes in the Interest Rate will take effect on the first business day of each calendar quarter of each year. The Annual Percentage Rate will never be greater than 18.00%. Grace period for repayment of balances for purchases is 25 days. Method of computing the balances and purchases is Average Daily Balance. Late payment fee $35. Over limit fee $35. The information about the costs of the Kitsap Credit Union Visa Gold card account is effective January 13, 2009.
