Credit Union Difference

Credit Unions are Not-For-Profit Financial Cooperatives and are owned by the people they serve called "members". They exist only to serve their members. Earnings are returned to members in the form of high rates on savings, lower rates on loans and more services that members need or want.

Kitsap Credit Union is one of nearly 8,000 credit unions in the United States and one of over 45,000 credit unions throughout the world. We are proud to share the credit union motto of "Not For Profit, Not For Charity, But for Service".

Please note the following credit union distinctions:

One Member - One Vote Every credit union member has an equal vote in board of director's elections regardless of how much or how little he or she has on deposit.

Volunteerism - Credit unions were formed on the foundation of volunteerism. Credit union directors are non-paid volunteers..

Dedicated To Community Service - Credit unions demonstrate their "People Helping People" philosophy by supporting various social and community activities to improve the quality of life for everyone.

Credit Unions are Family - Each credit union serves a specific field of membership. This means members share something in common - they may work at the same place, attend the same church, belong to the same professional group, and/or live in the same community.

Committed to Service - Credit unions have, for over 150 years, been committed to providing low-cost loans and a fair return on savings for their members.

Internationally Cooperative - Credit unions have improved the economic well being of their members not only in this country, but also in 70 countries throughout the world.

Leadership - Credit unions offer local, state, national, and even international opportunities to their members.

We invite you to visit a Financial Services Representative at any of our branch offices or call our Central Information line at (360) 662-2000 or 1(800) 422-5852 for complete information on how you can join our financial cooperative and begin "Experiencing The Credit Union Difference".

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