Checking & Savings

Get More Value From Your Checking Account

Kitsap Credit Union is about you, not profits. That's why we offer a variety of free checking accounts with easy access, convenience, and security - including a special high dividend checking account that rewards you for things you're probably already doing.

  • No monthly fees
  • Free overdraft protection options
  • Fast, secure, and free online banking
  • Free mobile and text banking
Gold Checking
Gold Checking

Account Name Opening Balance Monthly Service Charge Special Features Interest
Classic $25 $0 - Non-interest bearing
Gold $25 $0 High Dividends on Balances up to $15,000 and Nationwide ATM Fees refunded up to $25 a month on qualifying accounts.
To qualify, each statement period members must: 1. Conduct 12 or more point of sale (POS) transactions, 2. Receive statements electronically (e-statements) 3. Receive a direct deposit, conduct an ACH transaction, or perform one bill payment transaction
0.0% - 1.50% APY
Varsity $25 $0 Periodic Workshops, Newsletters, Complementary Box of Checks for members 13-18 years of age Non-interest bearing


Build a solid foundation with your local financial co-op

Whether you're goal oriented, establishing a safety net, or establishing your foundation for a healthy financial future Kitsap Credit Union offers a variety of great savings products designed to minimize fees while providing competitive rates.

Establish your membership today, with a saving account that offers:

  • Fast, secure, and free online banking
  • Free mobile and text banking
  • Competitive dividends
  • Easy set up for direct deposits and automatic transfers

Premier Club

As a Kitsap Credit Union member, you're valuable at any age. But we think turning 50 is a milestone that should be acknowledged and rewarded accordingly. So we've developed a special package of benefits for our members who are 50 and better to provide them with even more valuable savings through their Credit Union membership.

Benefits of being a Premier Club member include:

  • Up to ten free money orders per month
  • One free outgoing domestic money wire per month
  • One free box of Premier Club checks per year
  • Free photocopying, up to 2 times per month, maximum 30 pages, 8.5" x 11"
  • Free Faxes, limit 2 per month, maximum 30 pages, 8.5" x 11"
  • 50% discount on 3" x 5" Safe Deposit Boxes ($15.00 annual value)
  • Free Premier Quarterly newsletter

Trips & Tours

In addition to the discounts on various Kitsap Credit Union products and services, Premier Club offers you the opportunity to participate in many local, regional, national and international trips and tours, coordinated by our staff. Your friends and family are always welcome; they do not need to be a Kitsap Credit Union member to take advantage of these travel opportunities.

Here are our upcoming trips and tours. Simply click on the name of a trip to obtain the itinerary, costs, and registration information.

Premier Club membership is open to all Kitsap Credit Union members and their spouses age 50 or better. Annual Membership Dues are just $15 for an individual or couple. Join the group of Valued Premier Members in the Premier Club and look what you'll get in return!

Varsity Checking

Kitsap Credit Union is committed to helping young members achieve more. That's why we've designed Varsity Checking to help provide the foundation of knowledge necessary for a healthy financial future. Varsity Checking is a free checking account that offers members ages 13-18 the opportunity to experience writing a check, balancing a ledger, and utilizing a Debit Card for a positive transition into financial independence. 1

Varsity Debit Card

Members age 13 and older are eligible 1 to have more access to their money through VISA Debit Cards!

A VISA Debit Card is a plastic payment card that provides account access, anywhere VISA is accepted. Not to be confused with a credit card, Debit Cards allow members to complete transactions in person, over the phone, or online without writing a check or carrying cash. Debit Cards can also provide members access to their accounts for transfers, balance inquiries or cash withdrawals through Automatic Teller Machines (ATM).

Varsity Checking account holders are eligible to receive a Varsity Debit Card with parent or guardian co-signer and are encouraged to familiarize themselves with the fundamentals of checking with a free online personal finance course provided by BalanceTrack.

Kitsap Credit Union is your member-owned, not-for profit financial cooperative and we've been helping people meet their financial goals since 1934. For questions, stop by any of our conveniently located branches or call 1-800-422-5852 to speak with a representative.

1 Parental co-owner required if under the age of 18

Kid's Club

The Kid's Club is a special savings account to help kids through age 12, learn that saving money is important and can be fun! You can open a Kid's Club account with as little as $5.00. All Kid's Club members receive a special ceramic Piggy Bank, Kid's Club pencil and bag when they open their account. And the fun doesn't stop there! We have lots of surprises during the year that they will find in their quarterly Kid's Club newsletter.