Account Agreement & Disclosures

Patriot Act Information


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents

Children's Privacy Policy

Collection, Use and Disclosure of Information

Kitsap Credit Union does not knowingly solicit data from children. The only use that we normally make of personal information is to respond via email to a question or a request for information from a member, which may include a child.

Parental Consent and Review

Kitsap Credit Union will not collect or distribute to third parties any personally identifiable offline contact information without prior parental consent. If we decide to collect personal information, we will notify parents that it is being requested, disclose the reasons for collecting it and disclose our intended use for it. If we do collect it, parents may request information on the type of data being collected, view their child's information and, if they choose, prohibit us from making further use of their child's information.

Links to Other Sites

An additional browser may be opened when children use our site to link to another site. Kitsap Credit Union has made an effort to establish links to outside sites that are appropriate for children; however, these outside sites may collect personal information.

Contact Information

If you have any questions about this information, please contact:

Privacy Policy Disclosure

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information.

Membership Disclosure

This Agreement is the contract of deposit which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you by Kitsap Credit Union ("Credit Union"). To learn more, download the Membership Disclosure PDF.

Credit Line Account Agreement

The following disclosure represents important details concerning your credit line account.

Visa Account Agreement

This Agreement refers to your Kitsap Credit Union Visa® Classic, Visa® Gold and Visa® Platinum Agreements, and any special instructions regarding the use of your Visa® Classic, Visa® Gold and Visa® Platinum Credit Cards account terms between you and Kitsap Credit Union. Please be certain to read this brochure carefully and notify us at once if any parts are unclear.

Visa Debit Card Agreement

This agreement governs your use of the VISA debit Card ("Card") issued by Kitsap Credit Union ("Credit Union") to you.

Important VISA Credit Card Disclosure

The following disclosure represents important details concerning your VISA Credit Card.

Consumer Mobile Deposit Agreement

Mobile Deposit allows you to use smartphone/tablet camera functionality in conjunction with Kitsap Credit Union's Mobile Banking application to deposit digital images of check(s) to your Kitsap Credit Union account(s) with your mobile device.

Home Equity Line of Credit Disclosure

The following disclosure contains Important Terms of our Home Equity Line of Credit.

Mobile Payment Terms and Conditions

Kitsap Credit Union Mobile Pay (Digital Wallet) Terms and Conditions Covers the following - Adding Cards, Cardholder Agreement, KCU's Responsibility, Email Communication, Notices, Removing Cards, Change in Terms and Conditions, Privacy, Governing Law, and Contact Us.

Fraud Alerts Disclosure

Kitsap Credit Union notification to cardholders of suspected fraud activity via two way text messaging.

Online Banking & Bill Payment Service Electronic Disclosure Agreement

Kitsap Credit Union notification to cardholders of suspected fraud activity via two way text messaging.