About KCU

Together, we're making a difference

The Pacific Northwest is a great place to call home. That's how we at Kitsap Credit Union have felt ever since we opened our doors in 1934 within the Puget Sound Naval Shipyard. Starting off as Navy Yard Metal Trades Credit Union, we've undergone a few name changes but our commitment to serving the community has never changed.

Kitsap Credit Union is a not-for-profit, member-owned financial cooperative. With more than 300 employees and 15 branches throughout Western Washington, our passion is helping others. As a credit union, each decision we make is made by the members and for the members - unlike a bank.

  • If you live, work, worship, or go to school in Washington, you're eligible to join the member-owned Kitsap Credit Union.
  • Low rates and fees are our priority. We want to build a quality relationship with you.
  • You can access us anywhere you go, with online and mobile banking.
  • Empowering our community through knowledge is important to us. We offer free financial education courses to youth and adults.
  • You have options - whether you're starting a business or a family, we have products that can meet your needs.

Our Vision
As a strong, growing, financial cooperative, we are committed to provide financial services highly valued by our members.
Our Mission
Members joining together building stronger communities.

Our Core Purpose
To build quality relationships, provide valuable financial assistance, and empower people to achieve more.


Jim Rowson, Kitsap Credit Union - Board Chair

Jim Rowson - Chair

Retired chief financial officer for Harrison Medical Center, Jim is an active community volunteer with past board experiences encompassing several directorships with local community organizations. An inactive certified public accountant, Jim holds a bachelor's degree in business administration from the University of Washington and is a strong supporter of the cooperative movement where accomplishments are acquired and celebrated through the combined efforts of community members.

Bob Podrat, Kitsap Credit Union - Director

Bob Podrat - Vice Chair

Bob had a fifteen-year career in credit unions back East and ended his career as the President/CEO of the trade association for credit unions in Massachusetts. After moving to Washington State, Bob served on the Supervisory Committee at the former Quimper Community Federal Credit Union before serving as a director on their board. He joined the Kitsap Credit Union Board in August 2013. Bob is currently a counselor, consultant, and executive coach in Port Townsend and Seattle. He has earned master's degrees in both business administration and counseling. He resides in Port Townsend, where he enjoys the warmth of the people and the beauty of the natural surroundings.

Susan Baker, Kitsap Credit Union - Director

Susan Baker - Secretary

Local business owner and Bremerton native, Susan has been in the restaurant business for over 32 years and is a vigorous supporter of the power of local business and its impact on the community. As a proponent of the co-operative movement, Susan believes local, community-based financial institutions provide more than just a service, but act as cornerstones for community involvement.

Tony Bolander, Kitsap Credit Union - Director

Tony Bolander - Director

Tony is passionate about family, friendships, and community. Combining his interests, he serves in leadership and volunteer positions with non-profits and his local church. Prior to locating to Kitsap County, Tony earned a B.A. in Business Administration with an emphasis in Computer Information Systems from Colorado State University. He has since worked in the computer software industry, including his current position with a company specializing in machine data analytics. Tony desires to lend his expertise in technology and digital innovation to help make it even easier to do business with the Credit Union.

Vicki Gambrell, Kitsap Credit Union - Secretary

Vicki Gambrell - Director

As a manager and engineering professional, Vicki has been contributing to NAVSEA Keyport for over 30 years as project manager, technical lead, contracting officer rep., and her current role as IWS Engineering Branch manager for the Integrated Warfare Systems Department. A proud resident of Kitsap County, Vicki has volunteered and worked with several community and outreach organizations seeking to build quality and meaningful relationships while empowering the individual to reach their fullest potential.

Wendie Johnson, Kitsap Credit Union - Director

Wendie Johnson - Director

A Kitsap Credit Union member since 1990, Wendie is a certified public accountant with the position of controller for a local multi-specialty medical group. As a founding member of the Willow Charitable Foundation, supporting homeless teens and families locally and across the nation, and as Director, Wendie demonstrates an intrinsic connection to the credit union philosophy of "people helping people".

Doug Lupton, Kitsap Credit Union - Secretary

Doug Lupton - Director

Doug holds Bachelor's degrees in both Business Management and Computer Science from Whitworth University, and a Master's degree in Business Administration from the University of Washington. He has over a decade of experience in the financial sector and is currently a financial advisor. Doug is committed to ensuring Kitsap Credit Union continues to be an institution of strength that its members are proud of for years to come.

Carolyn Maxon, Kitsap Credit Union - Director

Carolyn Maxon - Director

A Kitsap Credit Union member for over 40 years and an active volunteer since 1986, Carolyn initially served as a member of Kitsap Credit Union's Supervisory Committee and was its chair for several years. She was elected to the Credit Union's board in 1993, where she served as chair for five years. Carolyn strives to remain current on the continually changing regulatory environment and financial issues affecting credit unions and their members. She has received numerous awards from the Credit Union National Association for her studies in the Volunteer Achievement Program.

Pete Schlicher, Kitsap Credit Union - Vice Chair

Pete Schlicher - Director

Community involvement has always been a part of Pete's life. His volunteer services include roles as the past-president of the East Bremerton Rotary Club, a director and past-president of Hospice of Kitsap County, and a long-term director and secretary of the Cardiac and Pulmonary Rehabilitation Institute (CAPRI) of Kitsap County. Pete holds a Bachelor's degree in Psychology from Washington State University and a Master's degree in Health Care Administration from the University of Washington. He spent 33 years at Harrison Medical Center, 32 years of which were as a Vice President.

Ralph Strickland, Kitsap Credit Union - Director Emeritus

Ralph Strickland - Director Emeritus

Ralph's credit union volunteerism began in 1977 as a member of the Audit Committee. He has since served in many capacities including board chair, and Supervisory Committee advisor. Ralph's commitment to furthering his knowledge, skills, and abilities as a board member is illustrated by the many awards and certifications he has received for completing various training offerings. Notably, he is a past recipient of the Washington Credit Union League's Outstanding Volunteer of the Year Award.

Lanny Ross, Kitsap Credit Union - Associate Director

Lanny Ross - Associate Director

Lanny began his federal career in 1962 as an apprentice welder at the Puget Sound Naval Shipyard. Over the course of his career at the shipyard, Lanny progressed to the position of superintendent of the welding shop, overseeing more than 900 employees. He completed his federal career with the position of project manager. In addition to his contributions to Kitsap Credit Union, Lanny is active in community service with roles including region vice president of the National Active and Retired Federal Employees Association, and past president of the Cardiac and Pulmonary Rehabilitation Institute.

Gerda Oostman, Kitsap Credit Union - Supervisory Committee Chair

Gerda Oostman - Supervisory Committee Chair

A strong believer in the "refreshing" credit union "not-for-profit, not-for-charity, but for-service" philosophy, Gerda is a self-professed credit union cheerleader. Her first experience with the power of giving was in elementary school, where she assisted wheelchair-bound veterans at the local VA hospital. Gerda is a VITA/AARP volunteer tax preparer, WSU Extension Program Master Gardener, and part-time bookkeeper for Oostman Engineering.

Gary Baker, Kitsap Credit Union - Supervisory Committee Secretary

Gary Baker - Supervisory Committee Secretary

A strong proponent of community involvement, Gary believes in actively giving back, which is why he chose to volunteer his time with Kitsap Credit Union. Gary's long tenure and diverse experience with Puget Sound Naval Shipyard contributes to the mission and goals of Kitsap Credit Union where he has been a proud member since 1966.

Patricia Dibert, Kitsap Credit Union - Supervisory Committee

Patricia Dibert - Supervisory Committee

Patricia began her credit union career in 1977, and was incrementally promoted to CEO of Pittsburg Employees Federal Credit Union in California. Under her guidance, Pittsburg Employees Federal grew from two million in assets to over ten million. After retiring with 30 years of service, Patricia moved to Kitsap County and applies her expertise by serving on the Supervisory Committee as a means of giving back to the credit union movement.

Norman Nault, Kitsap Credit Union - Supervisory Committee

Norman Nault - Supervisory Committee

Norman has been a member of credit unions for over 16 years. Through his consulting firm, he provides services in: real estate development, business strategy and securing financing. His primary clients include Tribal Governments and Native American businesses. He has worked extensively in financing, developing and managing low income affordable housing. Norman is a great proponent of small business, employee owned businesses and cooperatives. A graduate of University of Washington, he earned a B.S. Degree in Fisheries and a Masters degree in Business Administration.

Donna Swanson, Kitsap Credit Union - Supervisory Committee

Donna Swanson - Supervisory Committee

Donna has a bachelor's degree in accounting and has worked in the financial field for over 18 years. Her passion for the financial field lead her to volunteer for the Supervisory Committee. Donna is also very involved in volunteering at her church and has served in a variety of organizations dedicated to helping children.

Elliot Gregg, Kitsap Credit Union - CEO

Elliot Gregg - President / CEO

A 31-year veteran in the financial industry, Elliot has held many diverse positions in banking, savings and loans, and credit unions-including the role of deputy director of the Financial Institutions Division for the State of New Mexico. Since his arrival as president/CEO in 2000, Kitsap Credit Union has realized growth of over $580,079,744 in assets with over 93,234 members served online and through 16 branch locations located in Pierce, Jefferson, Mason, and Kitsap Counties.

Compensation Schedule for 2018: Kitsap Credit Union (KCU) has established a Compensation Policy to provide reasonable compensation for its Board of Directors (Board) and Supervisory Committee members as allowed by Washington law and KCU's Bylaws.

KCU provides reasonable compensation in the form of an annual stipend, paid quarterly, based on the leadership and position held. This structure provides compensation commensurate with the respective time demands of the different positions. The following compensation was approved for the Board and Supervisory Committee members for 2018:

  • Director and Board Chair
  • Director and Committee Chair
  • Director
  • Supervisory Committee Member and Chair
  • Supervisory Committee Member
  • $25,000
  • $20,000
  • $15,000
  • $12,000
  • $8,000

The Board elects the Board officers following the Annual Meeting held each March. As such, positions may change mid-year affecting stipend amounts.

How would you rate this information?