What Does Kitsap Credit Union Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Kitsap Credit Union’s Privacy Policy.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account transactions
- Account balances and payment history
- Credit history and credit score
- Voice biometrics during contact center contacts solely for security and authentication purposes
- Mobile app usage and limited location data used for geofencing and beacon scanning essential for app services, product offerings and performance
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Kitsap Credit Union chooses to share; and whether you can limit this sharing.
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | Does Kitsap Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process you transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes - information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes - information about your creditworthiness | No | We don’t share |
| For our affiliates’ to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| WHAT WE DO | ||
| How does Kitsap Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you. | |
| How does Kitsap Credit Union collect my personal information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law only gives you the right to limit information sharing as follows:
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| DEFINITIONS | ||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between Kitsap Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.
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| OTHER IMPORTANT INFORMATION | ||
| Protecting Children’s Private Information. Our online financial services are not designed for or directed toward children. We do not knowingly solicit or collect data from children and we do not knowingly market to children online. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with parents. Privacy Policy Changes. While we reserve the right to amend this Privacy Policy at any time, you can always review the current version at kitsapcu.org | ||
| QUESTIONS | ||
| Call 360.662.2000 or 800.422.5852, through our website at KitsapCU.org, or write to us at: Kitsap Credit Union, PO Box 990, Bremerton, WA 98337 | ||