Home Loans & Mortgage Solutions Made Simple

At Kitsap Credit Union, we’re here to help you open the door to homeownership with confidence. Whether you’re buying your first home, upgrading, or refinancing, our goal is to make every step straightforward and stress-free.

To give our members the best possible mortgage experience, we have teamed up with with Members First Mortgage (MFM) to provide affordable mortgage solutions and excellent service to our members. They process and service our mortgage loans, ensuring you receive expert guidance and personalized support from experienced home loan specialists.

With Kitsap Credit Union and Members First Mortgage working together, you get the perfect blend of local, member-first service and dedicated mortgage expertise.
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Types of Home Loans We Offer

  • Conventional Loans – choose between fixed and adjustable rates with low down payment options.
  • Federal Housing Administration (FHA) Loans – even if you are just starting to build credit, or setting aside funds for a down payment, a FHA loan is a great option.
  • U.S. Department of Veterans Affairs (VA) Loans** – are you a veteran or a current service member? You could qualify for 100% financing.
  • USDA Loans*** – Loans through the U.S. Department of Agriculture are a great fit for some borrowers and you may qualify for 100% financing.
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Why Choose a Kitsap Credit Union Mortgage?

  • Wide range of loan offerings
  • Competitive rates & closing costs
  • Dedicated mortgage specialist through Members First Mortgage
  • Streamlined processing and clear communication
  • Expedited closings
  • Support from application to closing and beyond
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Meet Your Mortgage Partner

Our trusted partner at MembersFirst Mortgage, Ryan Dierdorff (NMLS ID #895065), is available to answer questions and guide you through your options.

Direct: 469.409.5779

Toll Free: 855.636.1057

MembersFirst Mortgage NMLS ID #149532

 


Disclosures

VA Mortgage Loan Funding Fee

** VA loans: one-time funding fee, which will be a percentage of the loan's total value, in lieu of mortgage insurance.

USDA Mortgage Loan Annual Fee

*** USDA loans: annual fee included in monthly installments in lieu of mortgage insurance.

All loans subject to approval.