Commercial Real Estate Loans

Whether you are looking to expand your business real estate or become more efficient with the amount of space you want to occupy, Kitsap Credit Union has a Commercial Real Estate loan to fit your exact requirements.
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Commercial Real Estate Loans

  • Traditional Commercial Real Estate Loan

    • Financing available for nonprofit, owner-occupied, non-owner occupied, and investment properties.
    • Competitive, fixed rates.
    • A variety of terms available.
    • Amortization up to 30 years.
    View More Details Apply Now!
  • Commercial Real Estate Secured Line of Credit

    • Secured using the equity of your commercial real estate.
    • Financing available for nonprofit, owner-occupied, non-owner occupied, and investment properties.
    • Competitive, variable rates.
    • Low closing costs.
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  • Commercial Construction Loan

    • Competitive, variable rate.
    • Interest-only payments during construction.
    • Term financing at completion of construction.
    • Draw funds with ease.
    View More Details Apply Now!

Is Commercial Real Estate Right for You?

Many business owners have made the decision to purchase their commercial workspace, rather than leasing or renting it. Here are some helpful questions to determine whether owning is the right choice for you.
  • How do your current lease payments compare to the potential mortgage payments? Taking out a real estate loan can make your monthly cost more predictable and stable.
  • How long do you foresee your business staying in this location? Typically, seven years or more is the amount of time needed to make buying cost less than leasing.
  • Does the property offer additional space for future expansions? It is likely you could rent out extra space until your business needs it.
  • Is the building specialized to your business or can you easily sell/lease it? A more adaptable building could have greater value down the road.

Start Your Application

Ready to apply or want to learn more about our Commercial Real Estate Loans? One of our Commercial Lending Officers would be happy to help:


Frank Matulis

Frank Matulis

Commercial Lending Relationship Manager

FMatulis@KitsapCU.org

(360) 662-2217

NMLS #1456198

Bill Fogarty

Bill Fogarty

VP, Commercial Lending

BFogarty@KitsapCU.org

(360) 662-2217

NMLS #1307521

Megan Murphy

Megan Murphy

Business Services Manager

MMurphy@KitsapCU.org

(360) 662-2217

NMLS #1815677

Not ready to apply or have questions?

We are here to help you every step of the way. Schedule a time that works for you.

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