Give your everyday spending an upgrade. Every checking account at Kitsap Credit Union has no monthly fees, robust online and mobile banking features, and free online Money Management. Plus, you can access 30,000 no-fee CO-OP Network ATMs nationwide.
Checking
Grow More with Gold Checking
FreeMinimum Opening Balance
- $25
APY*
- % (up to $15,000)+
% (over $15,000)
Visa® Debit Card
- Standard
Free eStatements Optional
- Required to earn dividends
ATM Perk
- Access to 30k+ free ATMs nationwide
Up to $25 in ATM fees refunded every month+
Get the Essentials with Classic Checking
FreeMinimum Opening Balance
- $25
APY1
- %
Visa® Debit Card
- Standard design
Free eStatements Optional
- Optional
ATM Perk
- Access to 30k+ free ATMs nationwide
Checking Benefits
Online & Mobile Banking
Manage financial accounts from your computer, tablet, or smartphone.
Learn More
Money Management
View and manage your complete financial picture. Access it from Online Banking.
Online Bill Pay
Save time and postage while managing all of your bills in one place. Set up one-time or recurring
payments and more. Access via Online Banking.
Learn More
Mobile Wallet Compatibility
Use your debit card with Apple Pay®, Google Pay™, and Samsung Pay®.
Learn More
Visa Purchase Alerts
Get email notifications when there are charges to your account that meet certain criteria.
Learn
More
Fraud Monitoring Protection
Visa Falcon Fraud protects you from fraudulent purchases. They will contact you to confirm
suspicious transactions.
Learn More
Checking Account Qualifications
- Establish and maintain credit union membership with a savings account.
- Deposit a minimum of $25.
- Establish and maintain credit union membership with a savings account.
- Deposit a minimum of $25.
To earn the % APY*, you must meet the following:+
- Once your account is open, enroll in eStatements.
- Make 12 or more debit card purchases per month.
- Make at least one ACH, Direct Deposit, or Bill Pay payment per month.
Varsity Checking
Members ages 13-18 have the opportunity to maintain their own checking account and practice financial independence. Parents or guardians are co-owners of the Varsity Checking Accounts and can help their teenagers develop a foundation of financial understanding. Learn more about youth banking options at Kitsap Credit Union.
Disclosure
*APY refers to Annual Percentage Yield.
+Monthly qualifications apply to earn stated rate and benefits, refer to Rate and Fee Schedule for more information. If you do not meet the qualifications during the qualification period, your account will still function as a free checking account earning the Base Rate and you will not receive ATM fee refunds for that time period.
+Monthly qualifications apply to earn stated rate and benefits, refer to Rate and Fee Schedule for more information. If you do not meet the qualifications during the qualification period, your account will still function as a free checking account earning the Base Rate and you will not receive ATM fee refunds for that time period.
