Whether you want to consolidate debt, finance a home improvement project, or supplement a rainy day fund, Kitsap Credit Union has you covered. Our personal loan options give you solutions for whatever life throws your way.
Personal Loans & Lines of Credit
Signature Loan
A Signature Loan, also known as an unsecured loan, can be used as you see fit. Great uses include financing home improvement projects, paying off other loans or credit cards, or funding emergency expenses.
Signature Loan Features
- Maximum term up to 72 months.
- Terms and loan amounts based on creditworthiness.
- Fixed rate.
- Cash disbursed in a lump sum.
- Manage via Online Banking and Mobile Banking.
Share Secured Loan
A Share Secured Loan allows you to borrow money at a low rate, regardless of creditworthiness. Simply pledge funds in your savings or certificate as collateral to qualify. This is a great way to establish or rebuild credit, all while funding the projects of your choice.
Share Secured Loan Features
- Maximum term up to 144 months.
- Minimum loan amount is $300.
- Terms and loan amounts based on collateral offered.
- Interest rate set to 2.00% above the APY+ of collateral product.
- Fixed rate.
- Cash disbursed in a lump sum.
- Manage via Online Banking and Mobile Banking.
Personal Line of Credit
Similar to a credit card, a Personal Line of Credit is an open-ended credit line that lets you borrow money as you need it. This makes it a great account to fund ongoing projects or to fill the gaps of a fluctuating income.
Personal Line of Credit Features
- Minimum credit limit $2,000.
- Variable rate.
- Variable rate as low as 11.00% APR*.
- Easily access your funds via online banking, mobile banking, phone banking, or stop by any of our branches.
Disclosure
* APR = Annual Percentage Rate.
+ APY = Annual Percentage Yield.
+ APY = Annual Percentage Yield.
