Home Loan Programs Made for You
Zero Down Home Loans
Homeownership is attainable for everyone with our zero down payment option, low rates, and flexible terms.
3% Down Home Loans
Putting down a little could mean a lot. This low down payment option could give you the flexibility you need.
We’re a Portfolio Lender
We lend our own money, so we have the flexibility to qualify your loan based on what makes sense for you.
Self Employed Specialists
We specialize in self-employed lending and services, so we understand what makes your home loan unique.
Jumbo Loans – 5% Down
Don’t have a huge down payment ready for the home of your dreams? Our Jumbo Loan only require 5% down!
Construction Loans
Ready to build the home of your dreams on the land you already own? A Construction Loan can get your project started.
FHA, VA, USDA, Conventional
Your home loan expert is here to help you find the right home loan program to fit your unique needs.
Home Equity Loans
Ready for a remodel? Want to consolidate your debt? A Home Equity Loan or Line of Credit may be right for you.
Home Affordability Calculator
Learn
how much home you can afford
Mortgage Refinance Calculator
Learn when to
Refinance Your Mortgage
Home Loan Calculators
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home loan calculators
EARN UP TO $9,500 CASHBACK WHEN YOU BUY OR SELL A HOME+
Introducing Kitsap Credit Union Home Rewards.
Which Home Loan Is Right for You?
Rate Stability | Potential for Rate Improvement | No Minimum Down Payment | |
Conventional Loan (Fixed Rate) | |||
Conventional Loan (Adjustable Rate) | |||
FHA Loan | |||
VA Loan | |||
USDA Loan | |||
Jumbo |