Home Equity

Loan APR* Sample Payment
Home Equity Loan
Home Equity 6.50% Monthly payment of $500.96 based on 144 month, $50,000 loan at 6.50% APR
Home Equity - Non-owner Investment 8.75% Monthly payment of $626.63 based on 120 month, $50,000 loan at 8.75% APR
Home Equity - Second Lien 7.25% Monthly payment of $456.43 based on 180 month, $50,000 loan at 7.25% APR
Home Equity - Secondary/Vacation 8.00% Monthly payment of $477.83 based on 180 month, $50,000 loan at 8.00% APR
Home Equity Line Of Credit (VARIABLE)
HELOC 8.50%


* APR = Annual Percentage Rate. APR is accurate as of 4/19/2024 and is subject to change after account opening. Rate based on creditworthiness and product type.

Kitsap Credit Union membership is required. Qualified properties include owner occupied and non-owner occupied single-family homes, condominiums, and town homes, in Washington State. All loans subject to approval. The rate for which a borrower qualifies may depend upon the borrower’s credit score, term of loan, loan purpose and past credit performance. Rates, terms and conditions are subject to change and may vary based on age and condition of collateral and product selected. You may have to pay certain third parties closing costs that range between $0 -$1,500 depending on the location of the property, the amount of the loan and other factors. Monthly payments shown are principal and interest only and do not include fees or other applicable escrows. Actual payment obligation may be higher. Home Equity Lines of Credit: APR does not include additional costs and rate may vary monthly (maximum 18% APR).