Teamwork Leads to Gold
Apply NowGold Checking
Experience the perfect blend of convenience, personalized coaching, and impressive earnings with Gold Checking. Enjoy a robust 3.30% APY* on your spending account, helping you grow your savings faster. Designed with all the convenient features for day-to-day financial management, plus free coaching tools tailored to your unique financial goals, Gold Checking empowers you to take control of your budget and achieve more.
- Can pay you more than $495* every year.
- Get paid up to 2 days early with direct deposit**.
- No minimum balance requirements.
- Free access to over 30,000 Nationwide CO-OP ATMS.
Free Online and Mobile Banking
Access your finances anytime, anywhere with 24/7 access to tools to help manage your finances and help you stay on track of your goals.
- Free Bill Pay
- Online Statements
- Card Management Tools
- Mobile Check Deposit
- Send and Receive Money with Zelle®
Money Management
Your All Around Personal Finance Coach
Money Management is a free tool in Online Banking and our Mobile App that makes it easier than ever to visualize and interact with your money. You’ll gain powerful insights on when, where, and how you spend providing you with the tools to simplify your finances.
- See all your accounts in one place
- View spending
- Set and manage budgets
- Visualize your financial goals
Goal Builder
Your Personal Coach for Achieving Savings Goals
Free within Online Banking and our Mobile App, Goal Builder allows you to set up, manage, and track progress toward multiple savings goals – all under one account.
Here’s how it works:
- Set up your goals: Select from 10 goal categories (or create your own)
- Designate money: Set up one-time or automatic, recurring designations
- Track progress: View and manage your goals in one place
- Improve your financial health: Watch your money grow
We’ve Been Promoting Teamwork for 90 Years
In life, just like in sports, it’s essential when it comes to reaching goals. That’s why since 1934, we’ve been partnering with members to provide the tools and expertise they need to turn obstacles into opportunities by making their financial dreams come true. We’d love to do the same for you.
Disclosures
* APY = Annual Percentage Yield. The APY is accurate as of 12/11/2024 and subject to change.
Monthly qualifications apply to earn stated rate, refer to Rate & Fee Schedule for more information. The qualification period is from the 1st day of the month until the last day of the month. Must meet Credit Union membership eligibility and account opening requirements. Minimum to open account is $25. High APY rate paid on balances between one penny and $15,000, and 0.05% APY paid on the portion of the balances above $15,000 each cycle the qualifications are met. If you do not meet the qualifications per cycle, your account will earn the Base Rate and will not receive ATM fee refunds for that period.
Qualifications: (1) Have 12 or more in-person or online point of sale (POS) transactions or debit card purchases post and clear by close of business on the last day of the month (bill payments using debit card are excluded); (2) Sign up to receive account statements electronically (e-statements) by the last day of the month; and (3) receive a direct deposit, conduct an outgoing ACH transaction, or perform an online bill payment transaction to post and clear by close of business on the last day of the month. Available to personal accounts only and limited to one per Tax ID number.
** Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.