Building Lifelong Financial Habits

Habits start young. That's why Kitsap Credit Union offers special programs for our younger members. Whether they're in diapers or are about to leave the nest, we offer accounts that help kids and teens learn the value of saving and responsible spending.
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Youth Savings Accounts Designed Just for Them

Whether they're saving for college, their first car, or just starting to save, young people will love these great account features.

A valid Social Security Number is required for both parent and youth when opening account.

  • Varsity Savings

    • Teens 13-17 Can Open Accounts.
    • No Monthly Service Fee.
    • Competitive Dividends – Earned Monthly.
    • Easy Account Management via Online Banking & Mobile Banking.
    • Funds Federally Insured by NCUA.

    To open an account, teens must live, work, worship, or go to school in the state of Washington. A parent or guardian must be on the account as a co-owner.
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  • Varsity Checking

    • Teens age 13–17 are eligible.
    • Optional Visa® debit card.
    • First box of checks is free.
    • No monthly service fee.
    • Free Online Banking with Money Management.
    • Free Mobile Banking with Mobile Check Deposit.
    • Minimum opening deposit of $25 required.
    • Funds Federally Insured by NCUA.

    Only members with a Varsity Savings account may open a Varsity Checking account. A parent or guardian must be the account’s co-owner. Visit a branch to get started.
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  • Kids Club Savings

    • Young People 12 & Under are Eligible. 
    • No monthly service fee.
    • Competitive Dividends – Earned Monthly. 
    • $5 Average Daily Balance to Earn Dividends.
    • Free Gift Upon Opening Account. 
    • Funds Federally Insured by NCUA.
    To open an account, a parent or guardian must visit a branch and be the account’s co-owner.
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Rates and Terms

Youth Saver Certificates

Our Youth Saver Certificate is specifically designed for young savers with just a $100 minimum opening balance, a competitive interest rate, and allows for additional deposits to help encourage saving. Help a child you care about to start their journey toward building good financial habits by opening a Youth Saver Certificate today.

Visit a branch to get started!

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