We care about your financial security and well-being. To ensure your online and financial safety, here are a few tips:
Stay one step ahead of fraud with Visa Purchase Alerts. Visa Purchase Alerts are email notifications that Kitsap Credit Union (KCU) members can take advantage of for free.
Visa Purchase Alerts allow you to have a sense of security, control, and convenience with your Visa card(s). The email alerts, which you set based on your needs, can inform you of international purchases, purchases made on the internet or over the phone, purchases that reach an amount you specify, and more.
How to enroll:
Learn more about Visa Purchase Alerts here.
"Phishing" is defined as the act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. The e-mail usually directs the user to visit a Web site where they are asked to update personal information, such as passwords and credit card, social security, and bank account numbers, that the legitimate organization already has. The Web site, however, is bogus and set up only to steal the user's information.
How to Spot A Phishing Scam. At first glance, it may not be obvious to the you that what is in your inbox is not a legitimate e-mail from a company with whom you do business. The "From" field of the e-mail may have the .com address of the company mentioned in the e-mail, and the clickable link may also appear to be taking you to the company's Web site, but will in fact take you to a spoof Web site. Looks can be deceiving, but with phishing scams the e-mail is never from who is appears to be!
Common Phish Sense:
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What is Spyware?
Webopedia.com defines spyware as, "Any software that covertly gathers user information through the user's Internet connection without his or her knowledge, usually for advertising purposes." Spyware applications are typically bundled as a hidden component of freeware or shareware programs that can be downloaded from the Internet; however, it should be noted that the majority of shareware and freeware applications do not come with spyware. Once installed, the spyware monitors user activity on the Internet and transmits that information in the background to someone else. Spyware can also gather information about e-mail addresses and even passwords and credit card numbers.
In general, spyware is not designed to be harmful to you - except for violating your privacy. Spyware can be as benign as cookies that simply track sites you've visited on the Web and market to you based on that information. Or, spyware can be so sophisticated as to track your keystrokes when you're logging into online banking. By the time spyware is doing things like logging keystrokes, however, it's entering the realm of being a virus. Spyware programs tend to be badly written. As a result, they may make your computer perform badly or even crash.
Even though the name may indicate so, Spyware is not an illegal type of software in any way. However there are certain issues that a privacy oriented user may object to and therefore prefer not to use the product. This usually involves the tracking and sending of data and statistics via a server installed on the user's PC and the use of your Internet connection in the background.
"Browser Helper Objects" are the holes in Internet Explorer that spyware exploits. A lot of spyware creates a BHO that can take over the browser. It might change the home page or redirect you to a page other than the one you chose in the address line. The BHO might tell your computer, "If Sam asks to go to www.creditunion.org, send him to www.bank.com."
While legitimate adware companies will disclose the nature of data that is collected and transmitted in their privacy statement. There is almost no way for the user to actually control what data is being sent. The fact is that the technology is in theory capable of sending much more than just banner statistics - and this is why many people feel uncomfortable with the idea.
Millions of people are using advertising supported "spyware" products and could not care less about the privacy hype..., in fact some "Spyware" programs are among the most popular downloads on the Internet.
There are also many PC surveillance tools that allow a user to monitor all kinds of activity on a computer, ranging from keystroke capture, snapshots, email logging, chat logging and just about everything else. These tools are often designed for parents, businesses and similar environments, but can be easily abused if they are installed on your computer without your knowledge. These tools are perfectly legal in most places, but, just like an ordinary tape recorder, if they are abused, they can seriously violate your privacy.
Software exists for detecting and eliminating spyware. These programs work like virus software, except that they are not in real time. Computer users actually need to run them to have them scan your machine. Spyware is an issue that's getting the attention of Congress because it exploits people's privacy.
Cashline is a free service provided to all of our members. With Cashline, you'll have access to your accounts 24 hours a day via your touch-tone telephone. It's secure - you select a personal identification number (PIN) to access information.